How It Works

Five minutes from prediction to payout. Here's the full breakdown.

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STEP 01

Pick a Market

Choose from BTC, ETH, or SOL markets. Each market runs on a 5-minute cycle — a new round starts as soon as the previous one resolves.

  • Markets show live price feeds from Binance
  • See current odds and total volume before you trade
  • Each market has its own price chart with entry indicators
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STEP 02

Choose Your Stake

Select how much USDC you want to risk. Use the chip selector to quickly pick common amounts or enter a custom value.

  • Minimum trade size: $1 USDC
  • See your potential payout based on current odds
  • Odds shift in real-time based on market activity
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STEP 03

Predict Up or Down

Will the price be higher or lower when the 5-minute timer expires? Tap UP if you think it'll rise, DOWN if you think it'll drop.

  • Your prediction is placed as a trade on Polymarket's CLOB
  • Trades are gasless — no blockchain fees
  • Position appears instantly in your portfolio
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STEP 04

Watch the Clock

Follow the countdown timer as the market approaches resolution. Watch the live chart to track how your prediction is doing.

  • Real-time price updates via WebSocket
  • Entry price line shows where you got in
  • P&L updates live as the price moves
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STEP 05

Collect Your Winnings

When the timer hits zero, the market resolves. If you predicted correctly, your winnings are credited to your balance instantly.

  • Resolution is based on Polymarket's oracle
  • Winning trades pay out up to 2x your stake
  • Funds are available immediately for the next round

Depositing Funds

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Card / Bank / Apple Pay

Buy USDC directly in the app using Meld. Supports credit cards, debit cards, bank transfers, and Apple Pay. Funds arrive in minutes.

🔗

Crypto Transfer

Send USDC to your Polygoy account address from any exchange. Deposits on Polygon are instant.

How Odds Work

Odds are determined by the market — the ratio of bets on UP vs DOWN. When more people bet UP, the payout for UP decreases and the payout for DOWN increases, and vice versa.

Example: 60/40 odds
UP pays ~1.67x • DOWN pays ~2.5x
Example: 50/50 odds
UP pays ~2x • DOWN pays ~2x

Actual payouts depend on market liquidity and order book depth. A small fee is deducted from winning trades.

Ready to make your first prediction?

Launch Polygoy →